Rx Advantage Card

The NowPatient Rx Advantage Card is a free prescription savings card that lowers the cost of branded and generic medications when you pay without using insurance. It is not insurance — it is a discount tool accepted at over 65,000 pharmacies across the US, available to anyone regardless of whether they have coverage.

Yes, completely. There are no sign-up fees, monthly charges, or hidden costs. You only pay the discounted medication price shown at the pharmacy. The card is stored in your account after you generate it and can be reused indefinitely.

No. The Rx Advantage Card is a prescription discount card, not insurance. It cannot be used alongside your insurance plan, and purchases made using the card do not count towards your plan deductible or accumulators.

A copay card works alongside your insurance to reduce the portion you owe after your plan covers its share. The NowPatient Rx Advantage Card is used instead of insurance — you pay the full discounted price out of pocket, with no insurance involvement.

The card cannot be combined with a copay card, and it cannot be used in conjunction with any federal or state-funded programme such as Medicare or Medicaid.

NowPatient services are accessed via Service Cards on your account homepage. The Rx Advantage Service Card is found in the Drug Savings section. Its Options Menu lets you search for medications, compare pharmacy prices, and view or generate your discount card — all in one place.

The card is available to everyone in the US — uninsured, underinsured, and commercially insured patients.

Medicare and Medicaid enrollees can also use the card for prescriptions not covered by their plan. There are no income restrictions or eligibility requirements to sign up.

Yes, but not at the same time as your insurance. You would use the card as an alternative to your insurance — for example, when a medication is not covered in your formulary, when you are in your deductible period, or when the card price is lower than your copay.

NowPatient does not bill your insurer, and the purchase will not count towards your deductible.

Medicare and Medicaid enrollees can use the card if their specific prescription is not covered by their plan — for example, if the medication is not on the formulary, or if they are in the deductible or coverage gap (donut hole). However, the card cannot be used in conjunction with Medicare or Medicaid benefits, and purchases will not count towards the plan deductible. Drug-drug interaction checks through your plan will also not apply if the claim is processed outside of it.

Yes. One card covers your entire household. You can use the same card for a spouse, children, or other family members without needing to create separate accounts or generate additional cards.

Yes. The card covers both branded (brand-name) and generic prescription medications.

The card covers most prescriptions but excludes the following: Schedule 2 controlled substances (including many pain medications and ADHD drugs); some opioids not classified as Schedule 2 at certain pharmacy chains; vaccines; compounded medications; Schedule 3 controlled substances such as Xanax (covered for a 30-day supply, but not a 90-day supply); and any medications on the medical benefit that are administered by a physician rather than dispensed by a pharmacy.

Open the Rx Advantage Service Card in your NowPatient account, select 'Search Medication' from the Options menu, and enter your medication name, dosage, quantity, and zip code. You will see a list of nearby pharmacies that accept the card, along with the price you would pay at each one.

The card is accepted at over 65,000 pharmacies across the United States. Major chains include CVS Pharmacy, Walgreens, Walmart Pharmacy, Kroger Pharmacy, Rite Aid, and Costco Pharmacy.

When you search for your medication in the app, the results will show only pharmacies near you that accept the card.

Use the Search Medication function in the Rx Advantage Service Card. Enter your medication name, dosage, quantity, and zip code. You will see a map and list of local pharmacies that accept the card, with the price displayed for each one, so you can choose the most affordable option.

Take your prescription to your chosen pharmacy. Tell the pharmacist you want to pay without insurance using the NowPatient Rx Advantage Card.

Open the 'View Card' option from the Rx Advantage Service Card in the app or on your account, and show the pharmacist your digital card so they can enter your details into their system. Make sure they use your NowPatient card and do not substitute another discount card.

Yes. Once generated, your card is saved to your account and can be reused every time you fill a prescription. You do not need to generate a new card each time. It is worth checking prices before each fill, as pharmacy prices can change from month to month.

In most cases, yes. However, the price may differ if your prescription is for a different quantity or strength than the one you searched.

Prices are based on the most common national drug code (NDC) for that medication — if your pharmacy has a different manufacturer's version in stock, the price may vary slightly. Always confirm the price with the pharmacist before completing your purchase.

Savings vary depending on the medication and pharmacy. In some cases, you can save up to 90% compared to the standard retail price.

The app shows you the exact discounted price at each pharmacy near you before you go, so you know exactly what to expect.

No. Because the card is used instead of your insurance, the amount you pay is not applied to your plan deductible or any accumulators. However, the out-of-pocket card price is often lower than your insurance copay, so it may still be the more affordable option — even without deductible credit.

No. When you use the Rx Advantage Card, you are purchasing the medication out of pocket. NowPatient does not submit a claim to your insurance company, and the transaction is processed entirely outside your plan.

You can check prices without an account using the pharmacy price checker tool on the NowPatient website. However, to generate and save your digital card, you will need to create a free NowPatient account.

Open the NowPatient app or log in to your account. In the Drug Savings section of the homepage, find the Rx Advantage Service Card.

Select 'Search Medication' from the Options menu, enter your medication details and zip code, compare prices at nearby pharmacies, and then generate your card if it is your first time. Show the card at your chosen pharmacy when you collect your prescription.

You can use it right away. Once you generate your card in the app, it is immediately available to use at any participating pharmacy. There is no waiting period.